In the State of Florida, a moped is typically not considered to be a motorcycle. As such, there is no special license like a motorcycle license required to operate a moped. However, a moped operator must have a valid driver's license in order to operate a moped. A helmet is not required by law to operate a moped if it has a limited horsepower and cannot go more than 30 miles per hour on level ground. Generally, liability or vehicle insurance is not required to own or operate a moped. However, there are circumstances in which insurance would be required. Regardless, it is highly recommended that the owner and operator of a moped carry insurance because the known risks of operating a moped.
When a person is hit while occupying a moped as an operator or passenger, the resulting personal injuries can be quite devastating. If there is not requirement to wear a helmet, the failure to wear a helmet may nevertheless be used as a defense if there is a head injury that would have been lessened or prevented with the use of a helmet. Drivers should pay close attention any time that a person on moped, bicycle, or motorcycle is on or near the roadway. There is very little protection - really no protection - afforded to the occupant of a moped, scooter, bicycle, or motorcycle when compared to passenger and commercial motor vehicles.
Like other injury victims, the victim of a moped accident must prove or establish the personal injuries caused by the crash. It should be noted that a case involving a one-time emergency room visit is evaluated much differently than the moped accident victim who went through months of therapy, pain management, and surgery for a neck injury. It is important to investigate, obtain, and evaluate the applicable insurance policies in place in the aftermath of the moped accident.
David Wolf is an attorney, advocate, and author. He is has represented injury victims and their families including those who have been injured while riding a moped, scooter, motorcycle, or bicycle. With over 30 years of experience and an AV Preeminent Rating, attorney David Wolf knows how to get the job done. He is the author of 12 books that focus on personal injury matters and insurance issues including the book titled - Florida Automobile Accidents - Personal Injuries - Keys to Protecting and Enforcing Your Legal Rights. You can get a free copy of this page by visiting the Contact Us page an filling out the form.
If you have been involved in a moped accident but lack insurance for medical bills, you may still be able to secure medical care from a qualified provider in the community. There may be other sources of payment available for your medical care and bills. Furthermore, some medical providers in the community regularly treat victims without insurance and will wait while the case or claim is pending for payment. In the aftermath of a moped accident, there are a number of challenges and issues to deal with. It is often helpful to line up an attorney before you provide statements to any insurance company. It is important to be informed and prepared when dealing with an insurance company. In most instances, it is better to have an attorney speak for you and deal with the insurance company.
David Wolf will provide you with a Free Consultation any time of day. Just contact him right now and see. Get D Wolf On Your Side - At Your Side.